Finance With Confidence, Compliance Built In
HBX Compliance Assurance ensures every transaction — from invoice financing to halal traceability — meets the highest regulatory and Shariah standards, automatically.
100%
Shariah Board Certified
Real-time
AML Screening
4+
Regulatory Frameworks
Immutable
Audit Trail
Compliance Without Compromise
Regulatory compliance is embedded in the platform — not bolted on after the fact.
Shariah Board Certified
Every financing product is reviewed and certified by an independent Shariah advisory board.
Full Audit Trail
Every transaction is logged immutably — ready for regulatory inspection at any time.
AML / KYC Built-In
Automated screening against global watchlists with real-time alerts for suspicious activity.
Data Sovereignty
Your financial data is stored locally in accordance with regional data protection laws.
Regulatory Frameworks We Cover
Built from the ground up to meet the standards that matter most.
Shariah Compliance
Wakalah, Murabahah, and Musharakah structures certified by our advisory board.
Bank Negara Malaysia (BNM)
Fully compliant with BNM's Regulatory Sandbox and Financial Services Act guidelines.
PDPA (Malaysia)
Personal Data Protection Act compliance for all user and business data.
FATF AML Standards
Anti-money laundering controls aligned with Financial Action Task Force recommendations.